🏡 What’s Shaking Up the Housing Market in 2025? 🌏

Big shifts are happening in the housing market this year, and CoreLogic’s Head of Research, Eliza Owen, has shared key insights into what’s driving these changes.

📉 Lower Interest Rates, Smaller Impact
Inflation is cooling, and interest rate cuts might arrive early this year—some predict as soon as February! But don’t expect a major surge in home values or activity. Even with rate reductions, the average household’s borrowing power is still trailing behind current median home prices.

💡 Lending Policies Could Change the Game
The spotlight is on macroprudential settings. If regulators ease the mortgage serviceability buffer, it could boost borrowing capacity and stir up buyer activity. But nothing’s set in stone just yet!

🏗️ Construction in Transition
While residential construction workloads remain high, new project starts are slowing. This shift could influence housing supply and market dynamics throughout the year.

🌟 Who Benefits Most?
Rising unemployment poses challenges, but those with stable jobs may enjoy higher real incomes, giving them a leg up in the market.

2025 is shaping up to be a year of adjustments for the housing market. What’s your take on the changes ahead? Let’s discuss below! 👇

#HousingMarket2025 #RealEstateTrends #EconomicShifts

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🏡 What’s Shaking Up the Housing Market in 2025? 🌏

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